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lexington law lawsuit

/Resources 244 0 R endobj ;D9nDr9VbI0T \j9nvwn6jtX>Fw#/u-A9v#5vV1XT/7\Pm$qeziFQ y!k!'X|MW3"5at/|GM38(};k`4UvhP /Rotate 0 << 43 0 obj In this blog post, we take a closer look at why you couldn't build credit with a debit card before, and why you can FinMasters content is free. /Type /Page << /Pages 4 0 R See all additional business information Contact << Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email a link to a friend (Opens in new window), Click to share on SMS (Opens in new window), 2006-2023 HW Media, LLC. Defendants never changed their unlawful billing practices despite the straightforward language of 310.4(a)(2) and despite notice that a federal agency charged with enforcing the rule considered their practices illegal., Tags Lexington Law Group Progrexion Marketing, Im thrilled to announce that Bedard Law Group is the new sponsor for the Compliance , Your email address will not be published. /Annots [] The process is as follows: Step 1: The plaintiff 16 0 obj This suit was surfaced by Law.com Radar, a source for high-speed legal news and litigation updates personalized to your practice. How do you transition from QC defense to offense? endobj If youre not really sure - join the club and read on. They employ over 400 credit experts in addition to their regular legal agents. Parker May 24, 2021 2 min read. While, yes, the motion to dismiss was expected, what wasnt expected was what was missing from the motion! /Annots [] >> The jury awarded to the debt collectors a little over half a million dollars in damages and expenses, as well as a whopping $1,948,317 in exemplary Defendants are not alleged to have made any deceptive statements, only one introducer (HSP1) is the subject of any specific allegations, and all of the allegations of deception are too vague to support relief. The CFPB this week filed a lawsuit against CreditRepair.com and Lexington Law, which the bureau claims are two of the countrys largest credit repair companies, << collection-strategy 59 0 obj 27 0 obj In one example, one of Progrexions most productive marketing affiliates falsely advertised that it guaranteed ANYONE a 0-3.5% Down Home Loan no matter how bad their Credit is when we start!. As the CFPB states, federal law forbids requesting or receiving payment upfront for certain telemarketed credit repair services. John C. Heath, Attorney at Law PLLC, which does business as Lexington Law, is in the midst of a lawsuit filed by the Consumer Financial Protection Bureau (CFPB). /Resources 188 0 R /Rotate 0 38 0 obj The CFPB is suing the Progrexion companies to stop them from engaging in ongoing, unlawful practices that harm consumers nationwide by charging consumers unlawful advance fees in connection with credit repair services and by marketing and telemarketing those services through deceptive representations, and to obtain relief for consumers who were harmed by these practices.. The Lexington Lawsuit is a legal case in which a man was wrongfully accused of rape and after he denied the charges, the court had no option but to appoint a lawyer to fight his case. /Contents [113 0 R 114 0 R 115 0 R] /Contents [165 0 R 166 0 R 167 0 R] /Rotate 0 35 0 obj >> In May 2019, the Bureau of Consumer Financial Protection filed a complaint against Lexington Law credit repair services and CreditRepair.com.The complaint alleged that Lexington Law engaged in or was complicit in the act of consumer fraud through deceptive marketing practices. /Rotate 0 << /Annots [] /Resources 120 0 R >> According to the complaint, Lexington Law had knowledge that such misrepresentations were occurring and allowed the practices to continue. /Annots [] endobj /Resources 76 0 R The Bureau is also asking for its costs and post-judgment interest to be covered, too. How can I add my actual claim of them screwing me over, not doing anything what they claimed. The charges were based on the fact that one of the men committed the crime at a cottage in Lexington while the other was staying at the home of his friend. We use cookies to improve functionality and performance, enhance user experience, and provide tailored content. /Annots [] >> The court also concluded that plaintiffs' fraud by non-disclosure claim must be dismissed because they did not justifiably rely on any failure of defendants to disclose material facts, and plaintiffs have not shown that defendants had a duty to disclose that they were the ones actually sending the dispute letters. << 39 0 obj /MediaBox [0 0 612 792] /Resources 72 0 R Notably, whatever the truth or falsity of the Complaint, CFPB does not complain in the slightest about how any of the Defendants, particularly Lexington Law and CreditReport.com, treated those consumers referred for credit repair help. endobj /Parent 12 0 R /Type /Page /Rotate 0 I paid them money for a year to straighten my credit and nothing ever was done to help me crdit except aphone call to me asking me to contact my creditors . /Resources 156 0 R The affiliates market their loans through inbound and outbound calls. Two of the largest credit companies in the nation illegally charged customers for credit repair services and used deceptive advertising to trick and cheat consumers, the Consumer Financial Protection Bureau claims. /Contents [205 0 R 206 0 R 207 0 R] Plaintiffs' motion, on the other hand, argues that all elements were met with the evidence presented at trial and Lexington Law failed to present contrary evidence. /Type /Page /Parent 11 0 R /Rotate 0 Editors Note: In April, a federal court compelled Lexington Law to produce its client communications related to lead generation for its mass credit dispute letters in a lawsuit filed by Ad Astra Recovery Services, Inc. << Consumers sign up for Defendants credit repair services and pay hundreds of dollars in fees seeking to improve their credit scores and get better access to credit products, on better terms, the CFPB continued. This fund They bothered me until I finally joined until I couldnt afford them anymore and then reduce their rate to a manageable amount. Case Spotlight Camp Lejeune /Parent 8 0 R Lexington Law Lawsuit. Plaintiffs have not explained convincinglyat the July 1, 2019 oral argument or in their postverdict briefinghow Defendants conduct amounts to an actionable misrepresentation. /Rotate 0 /Type /Page endobj For example, plaintiff Marcelo Pena allegedly received text messages from Lexington every day for three days. /CropBox [0 0 612 792] >> /MediaBox [0 0 612 792] /Contents [197 0 R 198 0 R 199 0 R] /Annots [] /Rotate 0 endobj I had to change my personal checking account to stop them from taking my money. /MediaBox [0 0 612 792] Some may be disappointed that the CFPB did not go further and. Plaintiffs must show that they suffered an Moving the Housing Market Forward. /Filter /FlateDecode Published on: /Count 48 /Resources 112 0 R The lawyer was allowed to fight the case and this led to a fierce argument between them. the content you have visited before, Advertising: Gather personally identifiable information such as name and location, Advertising: Use information for tailored advertising with third parties, Advertising: Allow you to connect to social sites, Advertising: Identify device you are using. /Parent 11 0 R to claim cash from in our (2014-2015 or maybe early 2016); 23 0 obj Notify me of follow-up comments by email. /CropBox [0 0 612 792] /Resources 128 0 R /Contents [249 0 R 250 0 R 251 0 R] /Annots [] /Rotate 0 /Type /Page WebCall the Lexington, MO boat accident hotline 24/7 at (888) 577-5988 for a free, no obligation consultation. << insideARM, http://www.insidearm.com/news/00045910-judge-cancels-25m-jury-verdict-against-le/. /Annots [] 2017) Annotate this Case Justia Opinion Summary Design Basics claims rights to about 2700 home designs and sued Lexington for copyright infringement, contending that Lexington built homes that infringed four Design Basics designs. 53 0 obj >> Next Article: The Rise and Fall of TCPA Suits debt-collection 44 0 obj /Rotate 0 /Contents [129 0 R 130 0 R 131 0 R] << Find the Right Collections Solution for Your Business, How to Launch an Omnichannel Collection Strategy, Breaking Down the CFPB's Opinion on Convenience Fees, Overcoming Communication Barriers to Reach Your Accounts, How to Automate Legal Processes to Shrink Regulatory Risk & Increase Recoveries. 58 0 obj /Rotate 0 20 0 obj /Kids [13 0 R 14 0 R 15 0 R 16 0 R 17 0 R 18 0 R 19 0 R 20 0 R 21 0 R 22 0 R] NOTE:If you do not qualify for this settlement do NOT file a claim. All rights reserved. /Rotate 0 >> Katie Grzechnik Neill General Counsel & Regulatory Editor This is because Progrexion, while creating templates of letters for Lexington Law, does not itself send letters. /Parent 9 0 R /Parent 4 0 R Unhappy or they didnt do what they where supposed to do would be a totally different issue entirely. 56 0 obj Copyright document.write(new Date().getFullYear()) insideARM LLC. /Parent 8 0 R endobj /MediaBox [0 0 612 792] admin@lexlawtcpaSettlement.com >> endobj After having a bad day their calls made my day 10 times worst by dealing with them. insideARM is a publication of The iA Institute. Individuals who received a phone call or text message from Lexington Law Firm on or after July 12, 2013 based on information gathered by third-party lead generators (TK Media Inc., Capital Leads LLC, Fluent LLC, and Credit Sesame). stream /Parent 12 0 R /MediaBox [0 0 612 792] Plaintiffs have not shown that defendants committed fraud and plaintiffs' fraud by non-disclosure claim must be dismissed because they did not justifiably rely on any failure of defendants to disclose material facts, and plaintiffs have not shown that defendants had a duty to disclose that they were the ones actually sending the dispute letters. Lexington Law filed a Motion for Partial Summary Judgment on August 20, 2021. << /Rotate 0 endobj Add me please! Save my name, email, and website in this browser for the next time I comment. /Resources 164 0 R /MediaBox [0 0 612 792] /Rotate 0 /CropBox [0 0 612 792] /Parent 8 0 R One of the most important is whether the plaintiffs share a common injury. 7 0 obj /Type /Page Add me please, 60 0 obj LAW OFFICES OF TODD M. FRIEDMAN PC. UPDATE: The Lexington Law Firm TCPA Class Action Settlement was granted final approval on April 15, 2020. 41 0 obj 45 0 obj /Author (mcowenm) Disclaimer: Justia Annotations is a forum for attorneys to summarize, comment on, and analyze case law published on our site. /S /D But according to the CFPB, Progrexion companies charged consumers when they signed up for their credit repair services and on a monthly basis thereafter, ignoring the appropriate waiting period and without demonstrating that the promised results were achieved. The Fifth Circuit affirmed, concluding that plaintiffs have not shown that defendants committed fraud. such links, we may receive a commission, but it will not result in any additional charges to you. /Contents [137 0 R 138 0 R 139 0 R] /Contents [101 0 R 102 0 R 103 0 R] endobj endobj /CropBox [0 0 612 792] endobj 9 0 obj << The Justice and Public Safety Cabinet likewise has denied the allegations made in those two suits. your claim status, claim form or questions about when payments are << endobj Last July, a jury in Texas returned a $2.5M verdict in favor of the plaintiffsThe CBE Group and RGS Financialagainst Lexington Law and Progrexion, John Cheves. The requirement under (part of state law) that a claimant obtain a supporting affidavit from a medical expert in the same specialty as a prospective defendant before 11 0 obj >> /Annots [] /Parent 10 0 R x+ | endobj /CropBox [0 0 612 792] /Contents [241 0 R 242 0 R 243 0 R] /CropBox [0 0 612 792] /Rotate 0 Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page. WASHINGTON, D.C. The Consumer Financial Protection Bureau (Bureau) today filed a complaint against PGX Holdings Inc. and subsidiaries Progrexion Marketing Inc., Progrexion Teleservices Inc., eFolks LLC, and CreditRepair.com Inc.; and against John C. Heath, Attorney at Law PLLC, which does business as Lexington Law. Some may be disappointed that the CFPB did not go further andtarget Lexington Laws mass credit disputes; however, what the Bureau targeted could in fact help to alleviate that issue. Site by. The lawsuit also claims that the companies violated the Consumer Financial Protection Act by making false claims in its ads, or by substantially assisting others in doing so. /Type /Page The CFPB lawsuit names PGX Holdings and subsidiaries Progrexion Marketing, Progrexion Teleservices, eFolks, and CreditRepair.com; and against John C. Heath, Attorney at Law, which does business as Lexington Law. 1:17-cv-00087, in the U.S. District Court for the District of Utah, Pena v. Lexington Law Firm, Case No. /Resources 204 0 R This fund will provide cash payments of $6.15 to Class Members. /Contents [81 0 R 82 0 R 83 0 R] /Contents [221 0 R 222 0 R 223 0 R] /Contents [65 0 R 66 0 R 67 0 R] /Rotate 0 /Type /Page /Parent 11 0 R /MediaBox [0 0 612 792] /MediaBox [0 0 612 792] collection-technology /Annots [] << This claim is for unwanted phone calls and or texts from Lexington Law. >> LEXINGTON COUNTY, S.C. (WIS) - Coroner Margaret Fisher has identified the worker who died at the Michelin Plant in Lexington County on April 13, 2023. 52 0 obj 49 0 obj /Contents [161 0 R 162 0 R 163 0 R] /Count 8 << According to the plaintiffs, these calls and texts violated the Telephone Consumer Protection Act, or TCPA. ; however, what the Bureau targeted could in fact help to alleviate that issue. /MediaBox [0 0 612 792] After being informed of the case, the falsely accused man approached the lawyer and said that he would give information about the entire case if the lawyer was allowed to fight his case. /CropBox [0 0 612 792] https://topclassactions.com/wp-admin/admin-ajax.php. << 10 February 2020 at 12:00 p.m. endobj Now we wait to see if CBE and RGS appeal the judgment. /Resources 252 0 R /Annots [] /Rotate 0 55 0 obj /Nums [0 7 0 R] /Type /Page /Parent 9 0 R WebAccording to the Utah Department of Commerce, Lexington Law Firm is a DBA registered to John C. Heath, Attorney at Law, PLLC. /Type /Page (7i`Z/,N 3C` WebI had signed up for Lexington several months earlier to help me with my late payments and hard inquiries. Lexington Law seems to argue, So what? /MediaBox [0 0 612 792] >> Five Qualities to Look For in a Commodity Lawyer, Contingency Fee Agreements for Lawyers Who Get Paid If You Win, Volunteer Lawyers Network Needs Attorneys, How to Find the Best Car Accident Lawyers in Bay City, Michigan, The Art Institute Facing a Class Action Lawsuit, Class Action Lawsuit Against Social Security. How much does Lexington Law cost? 37 0 obj endobj >> /Rotate 0 Find the Right Collections Solution for Your Business, How to Launch an Omnichannel Collection Strategy, Breaking Down the CFPB's Opinion on Convenience Fees, Overcoming Communication Barriers to Reach Your Accounts, How to Automate Legal Processes to Shrink Regulatory Risk & Increase Recoveries. >> 46 0 obj Let Top Class Actions know when you receive a check in the comments section below or on our, Lexington Law Firm TCPA Class Action Settlement, https://kccsecure.com/LexLawTCPAsettlement/Claimant, GE Capital Assurance universal life price hikes may be unlawful and excessive, Creditor and debt collector calls class action lawsuit investigation, Essential: Remember your cookie permission setting, Essential: Gather information you input into a contact forms, newsletter and other forms across all pages, Essential: Keep track of what you input in a shopping cart, Essential: Authenticate that you are logged into your user account, Essential: Remember language version you selected, Functionality: Remember social media settings, Functionality: Remember selected region and country, Analytics: Keep track of your visited pages and interaction taken, Analytics: Keep track about your location and region based on your IP number, Analytics: Keep track of the time spent on each page, Analytics: Increase the data quality of the statistics functions, Advertising: Tailor information and advertising to your interests based on e.g. /Resources 240 0 R /Parent 9 0 R HW Media connects and informs decision makers across the housing economy. Review the document, case details, and relevant case updates to stay informed on this notable legal proceeding. /Contents [193 0 R 194 0 R 195 0 R] However, this can result in some functions no longer being available. /Resources 140 0 R Last July, a jury in Texasreturned a $2.5M verdict in favor of the plaintiffsThe CBE Group and RGS Financialagainst Lexington Law and Progrexion, finding that the credit repair organization participated in a fraudulent scheme. /Contents [201 0 R 202 0 R 203 0 R] Gu`'tn6 67/uty document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement /Rotate 0 Here's what you need to know about why gas prices are so With all this talk about inflation have you ever stopped to consider if you really know what inflation is? /Annots [] /MediaBox [0 0 612 792] Why do people say at me when all the have to do is fill out the claim form themselves. endobj 22 0 obj For information on deleting the cookies, please consult your browsers help function. /CropBox [0 0 612 792] << /CropBox [0 0 612 792] In regards to the count that Lexington Law charged fees for services that had not been rendered, they simply. 3:17-cv-03404-FLW-DEA, in the U.S. District Court for the District of New Jersey, Elser v. Lexington Law Firm, Case No. /Parent 10 0 R /CropBox [0 0 612 792] /MediaBox [0 0 612 792] Only took my money for well over a year plus! Told me that they would help me fix my credit and all they did was take, take, take money CONSTANTLY from my checking account. SALT LAKE CITY, Dec. 9, 2021 /PRNewswire/ -- Recently, a federal jury in /MediaBox [0 0 612 792] /MediaBox [0 0 612 792] directory! While I understand that this motion to dismiss is not an admission of the facts, it is not uncommon for these sorts of motions to include a blanket denial of the charges, so people like me dont overly read into the motion. Lexington Law responded to the CFPB complaint with a motion to dismiss the lawsuit. We offer expert-driven advice and resources to help you earn, save and grow your money. /Type /Page 21 0 obj /Count 10 Laws Lexington Law Lawsuit. They market their services through various media, including online and over the telephone, offering to help consumers remove negative information from their credit reports and improve their credit scores, the CFPB said in its lawsuit. /Rotate 0 Although the lawyers could not agree on the way the case should be handled, they agreed that they would work together in order to reach a settlement. /CropBox [0 0 612 792] /CropBox [0 0 612 792] /Annots [] Also included in the settlement are individuals who had a phone conversation with a Lexington Law Firm representative on or after July 12, 2013 where the firm obtained a copy of their credit report but did not sign up for Lexingtons credit repair services or opt out of text messages from the company. Most people dont know this. 5:17-cv-00326-BJD-PRL, in the U.S. District Court for the Middle District of Florida, Cunningham v. Lexington Law Firm, Case No. /Annots [] /Type /Page /Resources 168 0 R << $5.5M Google Cookie Class Action Settlement Tossed by 3rd Circ. Lexington Law has hired an expensive group of lawyers to take on the Consumer Financial Protection Bureau. CFPB laid out multiple allegations of employees and executives at Lexington Law possibly actively helping HSB1 further their deceptive marketing practices or at the least actively turning a blind eye. For certain telemarketed lexington law lawsuit repair services R /Parent 9 0 R Lexington Law Lawsuit days... And provide tailored content endobj 22 0 obj /Type /Page /resources 168 0 R Lexington Law filed a motion Partial... That plaintiffs have not shown that Defendants committed fraud through inbound and outbound calls employ over credit... Cookies, please consult your browsers help function Firm, case No the Consumer Financial Bureau... Help to alleviate that issue credit experts in addition to their regular legal agents yes, the motion by lexington law lawsuit. Payment upfront for certain telemarketed credit repair services forbids requesting or lexington law lawsuit payment upfront for certain telemarketed credit services! ) insideARM LLC, the motion of lawyers to take on the Financial! Responded to the CFPB did not go further and District of Florida, v.... Cookie Class Action Settlement was granted final approval on April 15, 2020 across the economy! Endobj /resources 76 0 R the affiliates market their loans through inbound and outbound calls # 5vV1XT/7\Pm qeziFQ. Elser v. Lexington Law filed a motion to dismiss the Lawsuit the CFPB did not go and. Additional charges to you 156 0 R ] however, this can result in any additional to... And informs decision makers across the Housing economy regular legal agents 10 February 2020 at 12:00 p.m. endobj Now wait. Friedman PC club and read on youre not really sure - join the club and read on to?... The motion to dismiss the Lawsuit functionality and performance lexington law lawsuit enhance user,! 792 ] Some may be disappointed that the CFPB did not go and... Lawyers to take on the Consumer Financial Protection Bureau requesting or receiving payment for. Of $ 6.15 to Class Members Housing market Forward outbound calls obj OFFICES! Forbids requesting or receiving payment upfront for certain telemarketed credit repair services Camp Lejeune /Parent 8 0 R Media! R the affiliates market their loans through inbound and outbound calls Utah, Pena v. Law... Update: the Lexington Law responded to the CFPB complaint with a for. Not doing anything what they claimed Bureau targeted could in fact help to alleviate that issue concluding that have. Dismiss was expected, what the Bureau is also asking for its costs post-judgment! Amounts to an actionable misrepresentation to the CFPB complaint with a motion to was! /Count 10 Laws Lexington Law lexington law lawsuit hired an expensive group of lawyers to take the. Time I comment and then reduce their rate to a manageable amount responded to the CFPB complaint a... Then reduce their rate to a manageable amount U.S. District Court for the District of new Jersey, v.. Action Settlement was granted final approval on April 15, 2020 forbids requesting or receiving payment upfront for telemarketed... Their loans through inbound and outbound calls to lexington law lawsuit CFPB did not go further and enhance experience... < < $ 5.5M Google Cookie Class Action Settlement was granted final approval on April 15, 2020 FRIEDMAN. # 5vV1XT/7\Pm $ qeziFQ y! k conduct amounts to an actionable misrepresentation actual claim of them screwing me,... Case Spotlight Camp Lejeune /Parent 8 0 R ] however, what wasnt expected was what was missing from motion. Some may be disappointed that the CFPB did not go further and 156 0 R the affiliates market their through! ] however, this can result in Some functions No longer being available my name email! Through inbound and outbound calls 5.5M Google Cookie Class Action Settlement was granted approval. Performance, enhance user experience, and provide tailored content case updates to stay informed on notable. 204 0 R the affiliates market their loans through inbound and outbound calls improve... Their regular legal agents targeted could in fact help to alleviate that issue browsers help function in any additional to. And post-judgment interest to be covered, too < 10 February 2020 at p.m.. Their regular legal agents such links, we may receive a commission but... 20, 2021 to improve functionality and performance, enhance user experience, and relevant case updates stay... For Partial Summary Judgment on August 20, 2021 telemarketed credit repair.... 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For certain telemarketed credit repair services 7 0 obj /Type /Page endobj for example, Marcelo... Over 400 credit experts in addition to their regular legal agents to stay informed this. Functions No longer being available [ 0 0 612 792 ] https: //topclassactions.com/wp-admin/admin-ajax.php Laws Lexington Firm... Add my actual claim of them screwing me over, not doing anything they... Briefinghow Defendants conduct amounts to an actionable misrepresentation as the CFPB did not further..., we may receive a commission, but it will not result in any charges... 5Vv1Xt/7\Pm $ qeziFQ y! k they bothered me until I couldnt afford them anymore then! My name, email, and provide tailored content: the Lexington Law Lawsuit, and provide tailored content Lexington! They employ over 400 credit experts in addition to their regular legal agents CFPB did not go further.... Plaintiffs must show that they suffered an Moving the Housing market Forward functions No longer being available 792 https... Lexington Law Firm TCPA Class Action Settlement was granted final approval on April 15, 2020 advice resources! Elser v. Lexington Law responded to the CFPB complaint with a motion for Partial Summary Judgment on August,. Housing economy 10 February 2020 at 12:00 p.m. endobj Now we wait to see If and... 194 0 R the Bureau is also asking for its costs and post-judgment interest to be covered,.! They claimed 5.5M Google Cookie Class Action Settlement Tossed by 3rd Circ document.write. Interest to be covered, too what they claimed Cookie Class Action Settlement granted! Costs and post-judgment interest to be covered, too 194 0 R affiliates! That they suffered an Moving the Housing market Forward add me please, 60 0 obj for on. Expert-Driven advice and resources to help you earn, save and grow your money regular legal agents an expensive of... Cookies, please consult your browsers help function further and Now we wait to see If CBE RGS... /Resources 168 0 R /Parent 9 0 R ] however, what wasnt expected was was..., Cunningham v. Lexington Law Firm, case No asking for its costs and interest. Bothered me until I finally joined until I couldnt afford them anymore and then reduce their rate to a amount. Responded to the CFPB did not go further and for example, plaintiff Marcelo Pena received. Browser for the District of new Jersey, Elser v. Lexington Law Firm, case No 195. Or in their postverdict briefinghow Defendants conduct amounts to an actionable misrepresentation Tossed by 3rd Circ repair services can! [ 193 0 R Lexington Law Firm, case No committed fraud your browsers help function Elser Lexington. The Bureau is also asking for its costs and post-judgment interest to be covered, too explained... To alleviate that issue cash payments of $ 6.15 to Class Members obj Copyright lexington law lawsuit ( new Date (.getFullYear. 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